Banking & Finance - I (SYBCOM) || Question Bank

Banking & Finance - I (SYBCOM) || Question Bank

Co-operative Banking in India: Meaning, significance and

Short-Answer Questions

1. What did the Co-operative Credit Societies Act 1904 provide for?

2. What were the two significant events of the Fourth Five Year Plan?

3. List the main objectives of the National Policy on Co-operatives.

4. How do co-operatives play an important role in rural transformation?

5. Mention the reasons due to which the application of banking laws to cooperative

banks basically emanated.

Long-Answer Questions

1. Describe the origin of the co-operative movement in the world.

2. Explain the essential features of the Co-operative Credit Societies Act 1904.

3. Compare the co-operative movement in India during the pre and post-independence period.

4. Analyse the significance of the co-operative movement in India.

5. Discuss the challenges faced by the cooperative banks in India.

Development Banking in India

Short-Answer Questions

1. Write a short note on development banking.

2. What is the scope of development banks?

3. State the challenges before the development banking in India.

Long-Answer Questions

1. Describe the significant features of a development bank.

2. Explain the role played by the development banks in the economic development

of India.

Selective Important Concepts of Banking

Short-Answer Questions

1. Write a short note on the origin of central banking in the 20th century.

2. List the numerous functions of a central bank.

3. Briefly mention the significant function of the central bank acting as the custodian

of cash reserves of its member banks.

4. What are the functions of a commercial bank?

5. Write a short note on:

a. Agency services

b. General utility services

6. What was the main objective of Kisan Credit Card?

7. State the advantages and limitations of wholesale banking.

8. Mention the two ways by which trade may be financed with bills of exchange.

9. Which systems of banking are followed in the USA and England?

Long-Answer Questions

1. Explain the main reasons for granting the exclusive monopoly of note-issue to

the central bank.

2. Discuss the general structure and methods of commercial banking.

3. Differentiate between self-liquidating paper theory and anticipated income theory.

4. ‘The cash reserves of a bank may be strengthened by a judicious selection of

certain earning liquid assets.’ Comment on the statement with reference to the

text.

5. Describe the advantages of branch banking.

6. Discuss the features of wholesale banking.

7. Explain the functions of wholesale banking.

8. Discuss the disadvantages of unit banking.

Banking Sector Reforms

Short-Answer Questions

1. State the objectives of banking reforms.

2. Write in brief about the Banking Laws (Miscellaneous Provisions) Act, 1963.

3. What is Deposit Insurance Corporation Act, 1962?

Long-Answer Questions

1. Describe the major role of banking sector reforms in India.

2. Discuss the pillars of the Basel Accord.

3. Explain the major recommendations of the Narasimham Committee on banking

reforms.